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What’s the Difference Between Term and Whole Life Insurance?

What is better for you, term life insurance or whole life insurance? Discover the fundamental differences and how you can make the best decision for you and your family.

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Why a Lender Requires You to Carry Home or Auto Insurance

Why does a mortgage company or auto lender require you to carry insurance? It is to protect their own interests. Here is why insurance is required and what you can do to act in your own interest.

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Why Life Insurance for a Child (or Grandchild) Is a Good Idea

Why is the purchase of a life insurance policy on a child a good decision? There are multiple reasons, including helping to ensure their financial future. Learn more in our blog.

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Is Your Home Ready for Winter?

There are some simple yet important ways you can make sure your home is ready for the winter weather ahead. Here’s a list of some home maintenance tasks you should consider.

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Calamities Basic Homeowners’ Insurance May Not Cover

Would your home be covered if it was hit by a meteorite? What about an earthquake, sinkhole, flood or wildfire? We take a look at calamities that your homeowners insurance may and may not cover.

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Homeowners’ Insurance: Actual Cash Value vs Replacement Value

Knowing the difference between replacement value and cash value and keeping an accurate home inventory are critical in a homeowners insurance claim.

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A Home Improvement That Can Help Pay for Itself

Investing in home improvements can pay long term dividends. Some upgrades can even begin to pay you back immediately. Here is a look at some safety and security upgrades you may want to sonsider.

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Do I Need a “Human” Insurance Agent?

Do you need a real-life, human insurance agent? Perhaps not, but should you want a real-life, human insurance agent? Probably. Here is a look at why more human is more better.

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Pet Peeves: Dogs and Liability Insurance

Are you covered from a liability claim should your dog bite a friend, neighbor, relative or stranger? Most renters’ and homeowners’ policies offer some protection, but is it enough? Find out more.

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Why Does My Credit Affect My Car Insurance Rates?

There are many factors that impact car insurance rates. Driving record, number of miles traveled, age, where you live and yes, your credit score. Learn why your credit rating can affect your car insurance rates.

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